If your plan has not set up a network of preferred stores, pharmacies, and online retailers at which you can obtain a test with no out-of-pocket expense, you will be reimbursed the amount of the cost of the test. If you purchase an over-the-counter COVID-19 test from a pharmacy, store, or online retailer and are charged for your test, keep your receipt and submit a claim to your insurance company for reimbursement. How much will I be reimbursed for an at-home over-the-counter COVID-19 test if I purchase the test upfront and then submit a claim for reimbursement to my insurance company?.If you are charged for your test after January 15, keep your receipt and submit a claim to your insurance company for reimbursement. Consumers can find out from their plan or insurer if it provides direct coverage of over-the-counter COVID-19 tests through such a program or whether they will need to submit a claim for reimbursement. The Biden-Harris Administration is strongly incentivizing health plans and insurers to set up a network of convenient locations across the country such as pharmacies or retailers where people with private health coverage will be able to order online or walk in and pick up at-home over-the-counter COVID-19 tests for free, rather than going through the process of having to submit claims for reimbursement. Will I have to pay for my test up front?.Insurance companies are required to reimburse you at a rate of up to $12 per individual test (or the cost of the test, if less than $12).
If your plan has set up a network of preferred providers at which you can obtain a test with no out-of-pocket expense, you can still obtain tests from other retailers outside that network. Be sure to keep your receipt if you need to submit a claim to your insurance company for reimbursement.
FREE COVID TESTING FREE
The test will either be free directly at the point of sale, if your health plan provides for direct coverage, or by reimbursement if you are charged for your test. This applies whether you purchased your health plan on your own or whether you get health insurance through your job. Food and Drug Administration (FDA) at no cost, either through reimbursement or free of charge through their insurance. Starting January 15, most people with a health plan can go online, or to a pharmacy or store to purchase an at-home over-the-counter COVID-19 diagnostic test authorized by the U.S.
You will be notified of your test results by phone or email. Were you tested for COVID-19 at a Community Testing Site?
The map below displays current COVID-19 community testing sites in Wisconsin.
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